At a Glance

Wide range of account options

Pick what's best for you based on your needs and preferences.

Manage finances from anywhere and at any time

Seamless access to your account with online and mobile banking.

Perks and rewards

Take advantage of the exclusive promotions and open your account today!

 

Features & Benefits of the Personal Accounts

My Account

   

Recommended for

Customers who want to transact in multiple currencies without maintaining a minimum balance.​

How it works

You will not need to have an existing account to apply for My Account. With My Account, you can hold and convert up to 12 foreign currencies with no foreign exchange conversion fees. ​

Minimum Age

16 years old​

Fees

No initial deposit and you will not need to maintain a minimum daily balance.​

Learn More

eMySavings Account

   

Recommended for

Customers who desire higher interest rates by setting a fixed amount to be saved each month. ​

How it works

Set aside a monthly savings amount between S$50 to S$3,000 from your DBS/POSB Savings or Current account. This designated amount will be credited into your eMySavings account between the 1st and 25th of each month. Earn up to 0.25% p.a. interest on your monthly savings amount.​

You can amend the monthly savings amount and debiting date via digibank.​

Minimum Age

16 years old​

Fees

No initial deposit and you will not need to maintain a minimum daily balance.​

Learn More

Multiplier Account

   

Recommended for

Customers who desire higher interest rates and the ability to use multiple currencies.​

How it works

You will not need to have an existing account to apply for the Multiplier Account.​

Earn up to 4.1% p.a. by transacting between S$1 to S$30,000 monthly. Convert, store, and withdraw up to 12 foreign currencies without any foreign exchange conversion fees.​

Minimum Age

16 years old​

Fees

No initial deposit ​

S$5 monthly fee for balances below S$3,000 on average per day.​

Learn More

SAYE (Save As You Earn) Account

   

Recommended for

Customers who credit their salary into a DBS/POSB Savings or Current account and desire to earn additional interest.​

How it works

You must have an existing DBS/POSB Savings or Current Account as your salary crediting account. Salary must be credited via GIRO, with transaction reference codes ‘SAL’ or ‘PAY’.​

Set aside a monthly savings amount between S$50 to S$3,000 from your DBS/POSB Savings or Current account. This designated amount will be credited into your SAYE account between the 1st and 25th of each month. For the first 2 years, earn an additional 3.5% p.a. interest on top of the base interest on your monthly savings amount.​

You can amend the monthly savings amount and debiting date via digibank.​

Minimum Age

16 years old​

Fees

No initial deposit and you will not need to maintain a minimum daily balance.​

Learn More

 

Documents Required for Account Opening​

Refer to the documents required for account opening before you proceed​

 

Apply for your account instantly on digibank app​

If you are a new DBS/POSB customer, you will only be able to open My Account and Multiplier Account via the digibank app. ​

For further assistance, simply drop us a note here and our service team will contact you at your preferred date and time.

Singaporeans, Permanent Residents, and Foreigners (EP/SP/DP /Long Term Visit Pass/Student Pass) can open a personal account instantly with Singpass.​

Download digibank app

   

Register for Singpass here

Your Singpass should be ready to use once your Personal details are displayed in your Singpass mobile app.

Pro tip: Select Face Verification for instant registration.

For foreigners: Have your FIN number and Singapore (+65) mobile number ready.

Unable to apply for Singpass​

Select “CONTINUE WITHOUT SINGPASS” option and upload the supporting documents.​

To apply for a personal eMySavings and SAYE account, you must have an existing DBS/POSB Savings or Current Account.​

 

Use the DBS Visa Debit Card for your transactions

When you open a personal account, you can opt for a DBS Visa Debit Card. Remember to activate your card before using it for payments, withdrawals, and transfers.​

  • Don’t have a Visa Debit Card yet? Click here to apply for a Visa Debit Card and it will be mailed to you within 5 working days.​
  • Alternatively, log in to the digibank app and tap on ‘More’ followed by ‘Cards’.
 

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