At a Glance

The Foreign Currency Fixed Deposit Account gives you exposure to your chosen foreign currency and allows you to earn potentially higher rates compared to S$ deposits.

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  • Choice of 9 Foreign Currencies: select from a list of currencies and interest rates from the list here
  • Choice of tenor: from one month to a year

Minimum deposit amounts from S$5,000 equivalent (For RMB deposit, the minimum Foreign Exchange conversion is S$50,000 equivalent. Upon conversion into RMB, you may make multiple placements of same/different tenor with minimum S$5,000 equivalent per placement.)


Eligibility & Fees

You are eligible for this account if you are at least 18 years old. For customers who are less than 12 years old and wish to open a Foreign Currency Fixed Deposit Account, a trust minor account may be opened with the parent or legal guardian who is at least 21 years old.

Services and Charges

  • Please refer to the Deposits Guide for services charges applicable for deposits and withdrawals

Frequently Asked Questions

Depending on the currency type and principal amount, the choice of deposit periods include:

  • 1 day
  • 1 week
  • 1 month
  • 2 months
  • 3 months
  • 6 months
  • 12 months

Yes, you may select one of the following maturity instructions:

  • Renew the principal and interest amounts;
  • Withdraw the principal and interest amounts; or
  • Renew the principal amount and withdraw the interest.

You can refer to our foreign currency rates here.


How to Apply

  • For digibank user

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  • For new customers, please prepare the following required documents prior to your application at branch. Online application is applicable for existing customers only.

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Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Conversions between currencies involve fluctuations and are subject to exchange controls. If you are converting from another currency to place the deposit and intend to convert it to the original currency, exchange rate fluctuations could cause the converted amount to be less than your original amount.

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