Deposit Accounts

Select Type of Deposit Accounts

DBS Savings
Deposit Amount Rates (% p.a.)
First $10,000 0.050
Next $90,000 0.050
Next $250,000 0.050
Next $650,000 0.050
Remaining balance above $1,000,000 0.050

Not available for new application

DBS Autosave (Personal) / Expatriate Autosave / eAutosave / eAutosave Plus / Expatriate eAutosave Plus

Deposit Amount Rates (% p.a.)
First $10,000 0.050
Next $90,000 0.050
Next $250,000 0.050
Next $650,000 0.050
Remaining balance above $1,000,000 0.050

Not available for new application

DBS Autosave (Non-personal)
Deposit Amount Rates (% p.a.)
First $3,000 0.050
Next $47,000 0.050
Next $200,000 0.050
Remaining balance above $250,000 0.000

POSB Passbook / Everyday Savings / eEveryday Savings / POSBKids / Work Permit / POSB Payroll / POSB eSavings Account

Deposit Amount Rates (% p.a.)
First $10,000 0.050
Next $90,000 0.050
Next $250,000 0.050
Next $650,000 0.050
Remaining balance above $1,000,000 0.050

POSB Passbook / Work Permit Account are not available for new application

POSB Smiley Child Development Account (CDA)
Balances Interest Rates (% p.a.)
First $10,000 1.00
Next $40,000 2.00
Above $50,000 0.05

POSB Save-As-You-Earn Account

Deposit Amount Rates (% p.a.)
First $10,000 0.050
Next $90,000 0.050
Next $250,000 0.050
Next $650,000 0.075
Remaining balance above $1,000,000 0.100

POSB Save-As-You-Earn Account is not available for new application

eMySavings Account / MySavings Account
Deposit Amount Rates (% p.a.)
FOR MONTHLY SAVINGS AMOUNT
$50 - $290 0.050
$300 - $790 0.200
$800 - $1,490 0.250
$1,500 - $3,000 0.250
If there is a failed crediting of monthly savings amount, withdrawal made or account is closed during the month 0.050

Interest rate is based on the Monthly Savings Amount

eMySavings Account + (For new accounts opened from 11 Jan 2013 onwards)
Deposit Amount Rates (% p.a.)
FOR MONTHLY SAVINGS AMOUNT
$800 - $5,000 0.250
Special savings reward on monthly savings amount from 11 January to 25 June 2013 3.000
Savings reward on monthly savings amount from 1 July 2013 onwards 1.500
If there is a failed crediting of monthly savings amount, withdrawal made or account is closed during the month 0.050

Interest rate is based on the Monthly Savings Amount
Not available for new application

eMySavings Account + (For accounts opened before 11 Jan 2013)
Deposit Amount Rates (% p.a.)
FOR MONTHLY SAVINGS AMOUNT
$300 - $790 0.200
$800 - $10,000 0.250
Savings reward on monthly savings amount 1.500
If there is a failed crediting of monthly savings amount, withdrawal made or account is closed during the month 0.050

Interest rate is based on the Monthly Savings Amount

eMSA Rewards
Deposit Amount Rates (% p.a.)
FOR MONTHLY SAVINGS AMOUNT
$1,000 - $8,000 0.250
If there is a failed crediting of monthly savings amount, withdrawal made or account is closed during the month 0.050

Interest rate is based on the Monthly Savings Amount
Not available for new application

eMSA - Home
Deposit Amount Rates (% p.a.)
FOR MONTHLY SAVINGS AMOUNT
$500 - $2,000 0.250
Special reward on total monthly savings 2.250
If there is a failed crediting of monthly savings amount, withdrawal made or account is closed during the month 0.050

Interest rate is based on the Monthly Savings Amount
Not available for new application

POSB SAYE Account
Deposit Amount Rates (% p.a.)
FOR MONTHLY SAVINGS AMOUNT
$50 - $290 0.050
$300 - $790 0.200
$800 - $1,490 0.250
$1,500 - $3,000 0.250
If there is a failed crediting of monthly savings amount, withdrawal made or account is closed during the month 0.050
^ Cash Gift Interest
^ Cash Gift Interest for 24 months on your monthly savings in POSB SAYE Account when you credit your monthly salary to the linked debiting account. If withdrawal is performed, all past months accumulated 2% Cash Gift Interest amount will be forfeited. Terms and Conditions apply.		 2.000

Interest rate is based on the Monthly Savings Amount

Corporate Current Account
Deposit Amount Rates (% p.a.)
FIRST $100,000 0.000
REMAINDER > $100,000 0.000

Rates are subject to change without prior notice