At a Glance

Your child’s school is now cashless enabled. Your child may tap to pay at the school bookshop or canteen (participating schools only) to minimise contact risk. Don’t worry, cash is still accepted in school!



$5 Flying Cape eVoucher

Simply make your first 5 transactions with your Smart Buddy watch/card.

Flying Cape is an online booking and advisory platform for all your tuition and enrichment needs. Visit Flying Cape here.

Find out more

Promotion ends : 31 March 2022

Check out the quick comparison of accepted payments.

Accepted Payments School Smartcard /
EZ–Link Card
Smart Buddy
(Watch or Card)
Top up required? Yes No
Deductions made from? Card's stored value Parent's bank account
Set spending limit? No Yes
(Allowance section)
Monitor expenses on Smart Buddy App Transactions made in Smart Buddy Schools All transactions
(Both in & out of school)
Disable card when lost? Not available on Smart Buddy app Yes
(Child's Profile section)

Get started today by applying for Smart Buddy!

Not keen on Smart Buddy?

Download Smart Buddy Mobile App to link your child’s School Smartcard / EZ-Link Card to view in-school transactions!


Note: The app is published by Network for Electronic Transfers (SG) Pte Ltd.


About POSB Smart Buddy

POSB Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels.

As a parent, enjoy greater convenience in managing your child’s allowance and daily expenses.

POSB Smart Buddy can give you some insights.


How does it work?

Smart Buddy Mobile App

  • Manage daily allowance
  • Monitor expenses*
  • Track savings
  • Auto-transfer to kid’s account
  • Set alarms(s) or reminder(s)

*Includes Smart Buddy Watch/Card, School Smartcard and EZ-Link Card.

Smart Buddy Watch or Card

  • Tap and pay
  • Learn about budgeting
  • Set Savings Goal
  • Develop healthy habits
  • Track fitness levels

Click here to view the Smart Buddy Watch (primary schools only) and Card.


About My Account for Kids

As the saying goes, good habits start young. My Account is the first deposit account that you can customise to meet your kids’ growing needs.

S$1 gift deposit1 to get them started

No minimum balance

No coin deposit fee2

Auto-transfer of unutilised allowance3

FREE POPULAR Membership4

You may opt to open a kid’s account when you apply for Smart Buddy!


  1. Gift Deposit for anyone below 21 years old.
  2. Waiver is limited to first 1000 pieces calendar month at the coin deposit machine until the child turns 16 years old.
  3. The new account will be automatically linked as a Smart Buddy crediting account.
  4. For child age below 16 years old at the point of account opening.

  1. Parent/Guardian
    1. Existing POSB/DBS customer with an active deposit account
    2. Have a registered mobile number & e-mail address with the Bank
  2. Student
    1. Between 7 to 17 years old
    2. Linkage of deposit account is optional, but strongly encouraged

The Smart Buddy Pack will be delivered to the address tagged to the parent’s bank account within 7 - 14 working days (due to high volume) upon successful application. We seek your understanding during this period.

POSB Smart Buddy T&C apply.
POSB Smart Buddy S$5 eShoppeNow eVoucher Promotion T&C apply.


Scan and PayLah!

DBS PayLah! is accepted at Pacific Bookstores too!

If your child has a mobile phone, he/she can also download and enjoy the conveniences of the PayLah! app, such as making payments safely by scanning to pay at over 180,000 acceptance points, or sending and receiving money instantly with just their mobile number.

Scan to pay at Pacific Bookstores for instant cashback!
What’s more, students can receive S$0.50 cashback* when they use PayLah! at any Pacific Bookstores outlet.
Minimum spend of S$2 required. Valid till 31 July 2022.

Don’t have PayLah! yet?
Parents, you now have the option to register PayLah! for your child using your MyInfo profile via SingPass. Students under 16 can register for PayLah! with their parents’ consent.
Get a bonus S$5^ when you register with promo code ‘FIVELAH’ today!

Find out more

Terms and Conditions
* Valid from 11 August 2020 to 31 July 2022 for the first 50,000 successful transactions made per calendar year at Pacific Bookstores. Click here for full terms and conditions.
^ Valid from 8 August 2020 to 31 December 2020, or when all 15,000 successful registrations have been made, whichever is earlier. Click here for full terms and conditions

Need more information?

Smart Buddy website

Smart Buddy User Guide

About Allowance and Stamp Savings

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.