Lower Interest Rates. No Processing Fees.

Exclusive Promotional Interest Rates just for you. Benefits at a glance:

  • Lower interest rates of 4.38% p.a. with 0% processing fee
  • Flexible repayment of up to 10 years loan tenure to suit your financial ability*
  • Loan up to 10x your combined monthly income capped at your unpaid course fees or $80,000, whichever is lower (minimum loan amount S$2,000)*
  • No charges for issuance of Cashier’s Order/Demand Draft to the Institutions
  • No charges for cancellation or full/partial repayment

How to Apply

Terms and Conditions for POSB FSA Exclusive Promotion

  1. The POSB FSA Exclusive Promotion (“Promotion”) is available from 1 Oct 2018 to 28 February 2019 (“Promotion Period”).
  2. To qualify for this Promotion, applicants (“Qualified Customer”) must:
    1. Apply for POSB FSA loan using the promotional application form available above on this page and have the loan approved with a minimum loan tenure of 36 months;
    2. submit all required documents for the POSB FSA loan to be approved by DBS/POSB before 15 March 2019;
    3. not have an existing FSA loan with DBS/POSB
  3. DBS’ decision on all matters relating to the Promotion shall be final. No correspondence or claims will be entertained.
  4. DBS may vary these Terms and Conditions or suspend or terminate the Promotion without any notice or liability to any party.
  5. Customers consent under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of their personal data by/to DBS and such other third party as DBS may reasonably consider necessary for the purpose of the Promotion, and confirm that they agree to be bound by the terms of the DBS Privacy Policy, a copy of which can be found on www.dbs.com/privacy.
Only applicable for preferred institutions as listed on https://www.posb.com.sg/personal/promotion/preferential-rates. For all other institutions, repayment period is up to 5 years and loan amount up to 6x the combined monthly income of you and your guarantor (max. S$80,000)

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