At a Glance

Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels. All with a tap on the terminal or a simple push of a button.

Paired with a mobile app, you can instantly allocate allowances, check on savings or spending, and be informed of your child’s whereabouts with the bus tracker and in-school locator feature. Most of all, you get to do them all while on the go.

Get your child future-ready by getting his or her school on board now!


How it Works

With the POSB Smart Buddy watch, students are also able to track their fitness activity such as steps taken and calories burnt.

Click here to enlarge image.


For Parents:

Manage your child’s daily allowance limit


Monitor your child’s expenses


Set savings goals


Track the amount that your child has saved


Track whether your child has boarded the school bus home or to school*


Track your child’s location within school*


*trial in progress

For Students:

Teaches your child about budgeting by learning how to spend within the daily allowance limit


Enables your child to track his or her fitness levels


Allows your child to log in to the app and start checking his/her expenses, Smiley Stamps and health activities


For Schools:

Get schools informed on children’s spending, eating and fitness behavior for improvements in the curriculum


Manage disbursement of funds for students under the Financial Assistance Scheme(FAS)



Setting up the watch

Once you’ve received the Smart Buddy Welcome Pack, download the Smart Buddy Mobile App to get started.


Note: The Smart Buddy mobile app is published by Network for Electronic Transfers (SG) Pte Ltd.


Step-by-Step Guide Video


Participating Schools

Find out if your child’s school has POSB Smart Buddy from the list below. Alternatively, you may email your child’s school and encourage them to onboard Smart Buddy.

SchoolParticipating Levels
Admiralty Primary School All
Alexandra Primary School P3 - P4
Anchor Green Primary School P4 - P5
Anderson Primary School All
Anglo-Chinese School (Independent) TBC
Bedok Green Primary School All
CHIJ (Kellock) TBC
CHIJ (Our Lady Queen of Peace) TBC
CHIJ Katong Convent Teachers
Clementi Primary School All
Concord Primary School All
Delta Senior School Year 1
Evergreen Secondary School All
Fengshan Primary School Teachers
Fuhua Primary School P3 - P5
Grace Orchard School TBC
Haig Girls' School P5
Henry Park Primary School All
Jurong West Primary School All
Keming Primary School Teachers
Lianhua Primary School All
Marsiling Secondary School TBC
North Vista Primary School TBC
Paya Lebar Methodist Girls' School TBC
Pei Chun Public School All
Raffles Girls' Primary School All
Riverside Primary School TBC
Rivervale Primary School P3 - P4
School of the Arts (SOTA) TBC
Seng Kang Primary School P3 - P6
Shuqun Primary School P5
Si Ling Primary School All
St Joseph's Institution International All
Townsville Primary School P3 - P6
Wellington Primary School All
West Spring Primary School All
West View Primary School P4 - P6
Woodlands Ring Primary School All
Woodsgrove Primary School TBC
Xingnan Primary School P1 - P5
Zhangde Primary School TBC
Zhonghua Primary School TBC

Participating Merchants

Here are some of the places where you can use your Smart Buddy watch to pay:

  • BATA
  • Delifrance
  • Four Leaves
  • Kiddy Palace
  • National Library Board
  • Sakae Sushi
  • Smiggle
  • Swensen's
  • TCC

Click here to view the full list of NETS Contactless merchants.



$5 Digital Smiley Stamps

Get 10 free digital Smiley Stamps worth S$5.00 with minimum 5 transactions on your Smart Buddy Watch! Find out more.

Promo ends: 30 June 2018


Frequently Asked Questions

Yes, children may opt to pay using their Smart Buddy Watch or cash at the canteen or bookshop.

No, parents' have the discretion of enrolling their child under the Smart Buddy Programme.

No, registration for Smart Buddy is currently available for participating schools only.

Yes, the free watch will be sent to your registered mailing address within 1 week upon successful sign up.

No, the watch is splash & water resistant. Do advise your child not use the watch in the shower or when he/she goes for a swim.

FAQs for POSB Smart Buddy users

Terms and conditions apply.

Media Press Releases

  1. Straits Times: Pupils go cashless with smartwatches
  2. Business Times: POSB launches first wearable-tech savings and payments programme for schools
  3. Channel NewsAsia Online: POSB launches digital watch that teaches students to manage money
  4. The New Paper: POSB launches smartwatch for pupils to make cashless payments
  5. TODAY: Watch how you spend, mum and dad are tracking
  6. Lianhe Zaobao: 19所小学学生 校内用智能手表付款
  7. Channel 8: 储蓄银行智能手表协助迈向无现金化社会

TV Broadcast:

  1. Channel NewsAsia: POSB launches digital watch that teaches students to manage money
  2. Channel 8: 储蓄银行智能手表协助迈向无现金化社会
  3. Channel 8: 十分访谈 - 无现金交易进入小学校园 社会