At a Glance

Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels. All with a tap on the terminal or a simple push of a button.

Paired with a mobile app, you can instantly allocate allowances, check on savings or spending, and be informed of your child’s whereabouts with the bus tracker and in-school locator feature. Most of all, you get to do them all while on the go.

Get your child future-ready by getting his or her school on board now!


How it Works

With the POSB Smart Buddy watch, students are also able to track their fitness activity such as steps taken and calories burnt.

Click here to enlarge image.


For Parents:

  • Manage your child’s daily allowance limit
  • Monitor your child’s expenses
  • Set savings goals
  • Track the amount that your child has saved
  • Track whether your child has boarded the school bus home or to school*
  • Track your child’s location within school*

*trial in progress

For Students:

  • Teaches your child about budgeting by learning how to spend within the daily allowance limit
  • Enables your child to track his or her fitness levels
  • Allows your child to log in to the app and start checking his/her expenses, Smiley Stamps and health activities

For Schools:

  • Install FREE payment terminals which accepts Smart Buddy watch, Student Concession Card and EZ-Link Cards.
  • Analyse children’s spending, eating and fitness behaviour for improvements in the curriculum.
  • Manage disbursement of funds for students under the Financial Assistance Scheme (FAS).
  • Please email POSB Smart Buddy Team to find out more.

Setting up the watch

Once you’ve received the Smart Buddy Welcome Pack, download the Smart Buddy Mobile App to get started.


Note: The Smart Buddy mobile app is published by Network for Electronic Transfers (SG) Pte Ltd.


Auto-transfer of Monthly Savings

You may opt to automatically transfer your child’s Allowance and Stamp Savings into his/her Savings Account.

All you need to do is link your child’s Savings Account with POSB Smart Buddy and enable “Auto transfer to child's Savings Account” on your Smart Buddy Mobile App.

Find out more


Participating Schools

Find out if your child’s school has POSB Smart Buddy from the list below. Alternatively, you may email your child’s school and encourage them to onboard Smart Buddy.

School Participating Levels
Admiralty Primary School All
Alexandra Primary School P3 - P6
Anchor Green Primary School P4 - P6
Anderson Primary School All
Anglo-Chinese School (Independent) TBC
Bedok Green Primary School All
CHIJ (Kellock) TBC
CHIJ Katong Convent Teachers
Clementi Primary School All
Concord Primary School All
Delta Senior School Y1 - Y2
Evergreen Secondary School All
Fengshan Primary School Teachers
Fuhua Primary School P3 - P6
Grace Orchard School FAS
Guangyang Primary School TBC
Haig Girls' School All
Henry Park Primary School All
Jurong West Primary School All
Keming Primary School Teachers
Lianhua Primary School All
Marsiling Secondary School All
Methodist Girls’ School (Primary) All
Methodist Girls’ School (Secondary) All
North View Primary School P4
Paya Lebar Methodist Girls' School (Pri) TBC
Paya Lebar Methodist Girls' School (Sec) All
Pei Chun Public School All
Queenstown Primary School All
Raffles Girls' Primary School All
Riverside Primary School TBC
Rivervale Primary School P3 - P5
School of the Arts (SOTA) TBC
Seng Kang Primary School TBC
Shuqun Primary School P5
Si Ling Primary School All
St Joseph's Institution International All
Townsville Primary School P3 - P6
Wellington Primary School All
West Spring Primary School All
West View Primary School P4 - P6
Woodlands Ring Primary School All
Woodgrove Primary School P3 - P6
Xingnan Primary School All
Yishun Primary School TBC
Zhonghua Primary School TBC

Participating Merchants

Your child may also tap to pay at retailers out of school, subject to the daily allowance limit set on the mobile app. Simply look out for this logo to identify NETS Contactless retailers.

Here are some retailers where Smart Buddy watches are accepted for payments:

  • 7-Eleven
  • Cheers
  • Cold Storage
  • Daiso
  • HAO Mart
  • Koufu
  • National Library Board
  • NTUC FairPrice
  • Sheng Siong

Payment Guide

When making payment, simply say “Payment via NETS*”.

Smart Buddy watch is NOT a NETS FlashPay card.
Cashier/Merchant to select NETS as a payment mode per below:


Latest Promotions

$5 Digital Smiley Stamps

Get 10 free digital Smiley Stamps worth S$5.00 with minimum 5 transactions on your Smart Buddy Watch! Find out more.

Promo ends: 30 June 2020


Frequently Asked Questions

Yes, children may opt to pay using their Smart Buddy Watch or cash at the canteen or bookshop.

No, parents' have the discretion of enrolling their child under the Smart Buddy Programme.

No, registration for Smart Buddy is currently available for participating schools only.

Yes, the free watch will be sent to your registered mailing address within 1 week upon successful sign up.

No, the watch is splash & water resistant. Do advise your child not use the watch in the shower or when he/she goes for a swim.


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Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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