At a Glance

POSB Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels. All with a tap on the terminal or a simple push of a button.

Paired with a mobile app, you can instantly increase allowance, manage your child's finances and encourage smart living and saving habits. Most of all, you get to do them all while on the go.

Amidst the COVID-19 outbreak, encourage your child to go cashless to minimise contact risk.



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Simply make your first 5 transactions with your Smart Buddy watch/card.

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Promotion ends : 31 March 2022



For Parents:

  • Manage daily allowance
  • Monitor expenses*
  • Track savings
  • Auto-transfer savings to kid’s account
  • Set alarms(s) or reminder(s)

For Children:

  • Tap and pay with a card/watch
  • Learn about budgeting
  • Set Savings Goal
  • Develop healthy habits
  • Track fitness levels

For Schools:

  • Install FREE payment terminals*
  • Manage disbursement of subsidies for FAS students
  • FREE Financial Literacy Workshop (limited slots available)
  • Please email POSB Smart Buddy Team to find out more

*Includes Smart Buddy Watch/Card, School Smartcard and EZ-Link Card.


Auto-transfer of Monthly Savings

You may opt to automatically transfer your child’s Allowance and Stamp Savings into his/her Savings Account.

All you need to do is link your child’s Savings Account with POSB Smart Buddy and enable “Auto transfer to child's Savings Account” on your Smart Buddy Mobile App.

Link my child’s account


How to sign up?

There are more than 160 schools which are powered with Smart Buddy. Find out whether they’re onboard.

View School List

Note: FREE Smart Buddy Watches are available at Smart Buddy Primary Schools only.

If they’re not onboard, email your child’s school to encourage them to come onboard.

Request School

Alternatively, you may also apply for Smart Buddy Payment Card (without watch).

Apply for Smart Buddy Card


Participating Merchants

Your child may also tap to pay at retailers out of school, subject to the daily allowance limit set on the mobile app. Simply look out for this logo.

Here are some retailers where Smart Buddy can be used:

  • 7-Eleven
  • Cheers
  • Cold Storage
  • Daiso
  • HAO Mart
  • Koufu
  • National Library Board
  • NTUC FairPrice
  • Sheng Siong

When making payment, simply say “Payment via NETS*”.

Smart Buddy watch is NOT a NETS FlashPay card.
Cashier/Merchant to select NETS as a payment mode per below:


Smart Buddy Mobile App

Download the app activate and manage your child’s Smart Buddy, or link your child’s School Smartcard/EZ- Link Card.


Note: The app is published by Network for Electronic Transfers (SG) Pte Ltd.


Frequently Asked Questions

Yes, children may opt to pay using their Smart Buddy or cash at the canteen or bookshop.

No, parents' have the discretion of enrolling their child under the Smart Buddy Programme.

Yes, you can apply for Smart Buddy Card (without watch) via Smart Buddy Mobile App.

FREE watches are available if the application is made via Smart Buddy Primary Schools or Pacific Bookstores only.

No, the watch is splash & water resistant. Do advise your child not use the watch in the shower or when he/she goes for a swim.


FAQs for POSB Smart Buddy users


With you at every step of your parenting journey

Exclusive Online Community for Parents

Raising a family is never easy, whether you have a toddler, teenager, or both. Explore a world of parenting content and tips at POSB For Families, from helping your child make sense of money and enrichment, to holiday and financial planning for the family. POSB Parents knows best. Join our safe and supportive community to get exclusive access to handy parenting tips and finance discussion topics as we tackle life’s milestones with you!
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Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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