At a Glance

POSB Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels. All with a tap on the terminal or a simple push of a button.

Paired with a mobile app, you can instantly increase allowance, manage your child's finances and encourage smart living and saving habits. Most of all, you get to do them all while on the go.

Amidst the COVID-19 outbreak, encourage your child to go cashless to minimise contact risk.



$5 Digital Smiley Stamps

Simply make 5 transactions with Smart Buddy.

Find out more

Promo ends: 31 December 2020



For Parents:

  • Manage daily allowance
  • Monitor expenses
  • Track savings
  • Auto-transfer savings to kid’s account
  • Set alarms(s) or reminder(s)

For Children:

  • Tap and pay with a card/watch
  • Learn about budgeting
  • Set Savings Goal
  • Develop healthy habits
  • Track fitness levels

For Schools:

  • Install FREE payment terminals*
  • Manage disbursement of subsidies for FAS students
  • Please email POSB Smart Buddy Team to find out more

*Accepts Smart Buddy Watch/Card, Student Smartcard and EZ-Link Cards.


Auto-transfer of Monthly Savings

You may opt to automatically transfer your child’s Allowance and Stamp Savings into his/her Savings Account.

All you need to do is link your child’s Savings Account with POSB Smart Buddy and enable “Auto transfer to child's Savings Account” on your Smart Buddy Mobile App.

Find out more


How to sign up?

Application for POSB Smart Buddy is available via participating schools only.


Participating Schools

Request a registration link from the school’s General Office or Pacific Bookstores’ school bookshop to apply today.

View School List

If they’re not onboard, email your child’s school to encourage them to come onboard.


Participating Merchants

Your child may also tap to pay at retailers out of school, subject to the daily allowance limit set on the mobile app. Simply look out for this logo.

Here are some retailers where Smart Buddy can be used:

  • 7-Eleven
  • Cheers
  • Cold Storage
  • Daiso
  • HAO Mart
  • Koufu
  • National Library Board
  • NTUC FairPrice
  • Sheng Siong

When making payment, simply say “Payment via NETS*”.

Smart Buddy watch is NOT a NETS FlashPay card.
Cashier/Merchant to select NETS as a payment mode per below:


Smart Buddy Guide

Once you’ve received the Smart Buddy Pack, download the Smart Buddy Mobile App to get started.


Note: The app is published by Network for Electronic Transfers (SG) Pte Ltd.


Frequently Asked Questions

Yes, children may opt to pay using their Smart Buddy or cash at the canteen or bookshop.

No, parents' have the discretion of enrolling their child under the Smart Buddy Programme.

No, registration for Smart Buddy is currently available for participating schools only.

Yes, the free watch will be delivered to the address tagged to the parent’s bank account within 7 - 14 working days (due to high volume) upon successful application.

No, the watch is splash & water resistant. Do advise your child not use the watch in the shower or when he/she goes for a swim.



With you at every step of your parenting journey

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Raising a family is never easy, whether you have a toddler, teenager, or both. Explore a world of parenting content and tips at POSB Home, from helping your child make sense of money and enrichment, to holiday and financial planning for the family. Join a supportive and positive space for parents to teach, provide and nurture family bonds through events and discussions on family financial planning and parenting tips.
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FAQs for POSB Smart Buddy users
Terms and conditions apply.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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