Guard against inflation. Build up your savings with SavvyEndowment 11.

Receive returns of up to 4.00% per annum1

  • High guaranteed maturity yield of 3.92% per annum1
  • Non-guaranteed maturity yield of up to 0.08% per annum1

In addition, get 101% of the single premium that you paid in the event of death.
Get started with a low single premium commitment amount of just S$5,000.

Apply now



Build up your savings this Chinese New Year with SavvyEndowment 11 and enjoy these deals.

Apply for SavvyEndowment 11 and receive S$20 eCapitaVouchers*

For all SavvyEndowment 11 policies, regardless of single premium amount. Promotion for a limited time only.

Earn up to 4.1% p.a. on your DBS Multiplier Account with SavvyEndowment 11

No minimum single premium amount and earn bonus interest for 12 months consecutively. Find out more.

Apply now

* Promotion till 20 February 2023. Terms & conditions apply.

1 Based on the higher illustrated investment rate of return of 4.25% p.a., the total illustrated yield at maturity is 3.92% p.a., which consists of a guaranteed maturity yield of 3.92% p.a. and a potential non-guaranteed maturity yield of 0.08% p.a..

Based on the lower illustrated investment rate of return of 3.00% p.a., the total illustrated yield at maturity is 3.92% p.a., which consists of a guaranteed maturity yield of 3.92% p.a.. The potential non-guaranteed maturity yield will be zero.

The bonus rate and the illustrated investment rate of return are not guaranteed and will depend on the future performance of the Participating Fund of the policy. Figures are subjected to rounding.

In Collaboration with Manulife

SavvyEndowment 11 is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender values payable may be less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites ( or

POSB Insurance Important Notes

Important Information


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