Exclusively for POSB HDB Loan customers

Whether you’re moving into a new flat or giving your humble abode a much-needed refresh, design the home of your dreams with POSB Renovation Loan – the perfect complement to your HDB Home Loan.

Enjoy 0% interest in your first year (up to S$1,149* cash rebate) when you:

  • Apply for a POSB Renovation Loan online with 5 year loan tenor from 1 January - 30 June 2022
  • Have a DBS/POSB HDB Home Loan by end of month 3 after Renovation Loan Approval

What’s more, opt to make your home environmentally sustainable with our Green Renovation Loan and enjoy an attractive interest rate of 3.88% p.a.!

Promo ends 30 June 2022. Terms and conditions apply.

*Based on interest rate of 4.18% p.a., loan amount of S$30,000, 5-year loan tenure.

How it works

Scenario 1 – Existing POSB HDB Loan customers

Scenario 2 – New POSB HDB Loan customers

You may calculate your first year interest rebate using our Renovation Calculator.

Apply for POSB Renovation Loan in just 3 steps

You will need a DBS/POSB deposit account to service your loan. If you do not have an existing DBS/POSB account, click here to apply before submitting your Renovation Loan application.

Apply online in 3 steps (via digibot)
Step 1

Download and fill up the editable PDF application form. To have the best experience, please complete the form using Adobe Acrobat Reader on your Personal Computer.

Download form

Step 2

Check that all required documents in the checklist are in order. Please note that maximum 5 files are allowed to be uploaded. You may find a guide on how to prepare your documents here.

Step 3

Submit your application online seamlessly and fully assisted by our digibot. You will need to authenticate yourself via:

  • Your Digibank User ID and PIN, OR
  • ATM, Debit or Credit Card number and PIN

Please wait a few seconds for the digibot to be activated and it will guide you through your application.

Click here for a detailed guide on the application process.

Apply Now

Terms and Conditions

  1. Apply online for your POSB Renovation Loan by 30 June 2022 to qualify for this promotion.
  2. Renovation Loan must have a tenor of 5 years.
  3. You must have a DBS/POSB HDB Home Loan by the end of month 3 after Renovation Loan approval.
  4. The interest rebate will be given as a one-time cash rebate into the Loan Servicing Account within 5 months after disbursement of the renovation loan.
  5. DBS/POSB will have the final decision on all matters regarding the Promotion.

For full promotion Terms and Conditions, click here

 

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