At a Glance

Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels. All with a tap on the terminal or a simple push of a button.

Paired with a mobile app, you can instantly allocate allowances, check on savings or spending, and be informed of your child’s whereabouts with the bus tracker and in-school locator feature. Most of all, you get to do them all while on the go.

Get your child future-ready by getting his or her school on board now!

Terms and conditions apply.

$5 Digital Smiley Stamps Promotion

Get 10 free digital Smiley Stamps worth S$5.00 with minimum 5 transactions on your Smart Buddy Watch! Find out more.

Promo ends: 30 June 2018


Features & Benefits

Smart Buddy not only benefits both children and parents, but schools as well. It lets children learn how to manage their money better, and allows parents and schools to give better advice by monitoring the child’s saving and spending habits.


For Parents:

Manage your child’s daily allowance limit


Monitor your child’s expenses


Set savings goals


Track the amount that your child has saved


Track whether your child has boarded the bus home or to school*


Track your child’s location within school*


*trial in progress

For Students:

Teaches your child about budgeting by learning how to spend within the daily allowance limit


Enables your child to track his or her fitness levels


Allows your child to log in to the app and start checking his/her expenses, Smiley Stamps and health activities


For Schools:

Get schools informed on children’s spending, eating and fitness behavior for improvements in the curriculum


Manage disbursement of funds for students under the Financial Assistance Scheme(FAS)



How it Works

With the POSB Smart Buddy watch, students are also able to track their fitness activity such as steps taken and calories burnt.

Click here to enlarge image.


Participating Schools

The schools participating in the POSB Smart Buddy Programme.

SchoolParticipating Levels
Admiralty Primary School All
Alexandra Primary School P3 - P4
Anchor Green Primary School P4 - P5
Anderson Primary School All
Bedok Green Primary School All
CHIJ (Our Lady Queen of Peace) TBC
CHIJ Katong Convent Teachers
Clementi Primary School All
Concord Primary School All
Delta Senior School TBC
Evergreen Secondary School TBC
Fuhua Primary School P3 - P5
Grace Orchard School TBC
Haig Girls' School P5
Henry Park Primary School All
Jurong West Primary School All
Keming Primary School Teachers
Marsiling Secondary School TBC
Pei Chun Public School P5 - P6
Raffles Girls' Primary School All
Seng Kang Primary School TBC
Shuqun Primary School P5
St Joseph's Institution International TBC
Townsville Primary School P3 - P6
West Spring Primary School All
West View Primary School TBC
Woodlands Ring Primary School TBC
Xingnan Primary School P1 - P5
Zhangde Primary School TBC
Zhonghua Primary School TBC

Participating Merchants

Here are some of the places where you can use your Smart Buddy watch to pay:

  • BATA
  • Delifrance
  • Four Leaves
  • Kiddy Palace
  • National Library Board
  • Sakae Sushi
  • Smiggle
  • Swensen's
  • TCC

Click here to view the full list of NETS Contactless merchants.


Setting up the Smart Buddy Watch

Once you’ve received the Smart Buddy Welcome Pack, download the Smart Buddy Mobile App to get started.


Note: The Smart Buddy mobile app is published by Network for Electronic Transfers (SG) Pte Ltd.

POSB Smart Buddy Watch – Step-by-Step Guide


Frequently Asked Questions

Yes, children may opt to pay using their Smart Buddy Watch or cash at the canteen or bookshop.

No, parents' have the discretion of enrolling their child under the Smart Buddy Programme.

No, registration for Smart Buddy is currently available for participating schools only.

For parents, you need to have a new/existing POSB Savings or DBS Savings/Current Account, which will be tagged to your child’s watch. You're also encouraged to register your child's ePOSBkids account for the auto-transfer of monthly savings.

Yes, the free watch will be sent to your registered mailing address within 1 week upon successful sign up.

Your child may only spend up to the daily allowance you've set on the Smart Buddy Mobile App. The daily allowance may be set at any amount between S$0.10 to S$100.00.

No. Your account will only be deducted when a transaction is made.
E.g. if your child buys a chicken for S$1.50, only S$1.50 will be deducted from your account. Assuming your child doesn't spend the remaining allowance of S$0.50, this amount will be reflected as Allowance Savings under the "Savings" section on the Mobile App.

Yes, your child may user the additional allowance allocated immediately.

You may temporarily disable the Smart Buddy watch by switching the "Disable Account" to "On" under your child's profile. In the event that the watch is found, you may enable it again by switching the "Disable Account" to "Off". To permanently terminate the payment chip, you may contact POSB hotline at 1800 339 6666. There will be a fee of S$30 for a replacement.

No. Any unspent allowance will be reflected as "Allowance Savings" under the "Savings" section on the mobile app.

No, the watch is splash & water resistant. Do advise your child not use the watch in the shower or when he/she goes for a swim.