At a Glance

POSB Smart Buddy is the world’s first in-school savings and payments wearable on your child’s wrist. It lets your child tap to pay in school and at selected merchants, check on balances, and track fitness levels. All with a tap on the terminal or a simple push of a button.

Paired with a mobile app, you can instantly increase allowance, manage your child's finances and encourage smart living and saving habits. Most of all, you get to do them all while on the go.

Amidst the COVID-19 outbreak, encourage your child to go cashless to minimise contact risk.



FREE limited-edition Joseph Schooling Strap

Simply make 10 transactions with POSB Smart Buddy.

Register now

Promo ends: 31 August 2020

$5 Digital Smiley Stamps

Simply make 5 transactions with Smart Buddy.

Find out more

Promo ends: 31 December 2020

Design your Smart Buddy

S$2,900 worth of prizes to be given away.

Find out more



For Parents:

  • Manage daily allowance
  • Monitor expenses
  • Track savings
  • Auto-transfer savings to kid’s account
  • Set alarms(s) or reminder(s)

For Children:

  • Tap and pay with a card/watch
  • Learn about budgeting
  • Set Savings Goal
  • Develop healthy habits
  • Track fitness levels

For Schools:

  • Install FREE payment terminals*
  • Manage disbursement of subsidies for FAS students
  • Please email POSB Smart Buddy Team to find out more

*Accepts Smart Buddy Watch/Card, Student Smartcard and EZ-Link Cards.


Auto-transfer of Monthly Savings

You may opt to automatically transfer your child’s Allowance and Stamp Savings into his/her Savings Account.

All you need to do is link your child’s Savings Account with POSB Smart Buddy and enable “Auto transfer to child's Savings Account” on your Smart Buddy Mobile App.

Find out more


How to sign up?

Application for POSB Smart Buddy is available via participating schools only.


Participating Schools

School Status
Admiralty Primary School Live
Alexandra Primary School Live
Anchor Green Primary School Live
Anderson Primary School Live
Anglo-Chinese School (Barker Road) TBC
Anglo-Chinese School (Independent) TBC
Anglo-Chinese School (Junior) TBC
Anglo-Chinese School (Primary) TBC
Bedok Green Primary School Live
Bukit Batok Secondary School TBC
CHIJ Katong Convent TBC
CHIJ Kellock Primary School TBC
CHIJ Our Lady of the Nativity TBC
Clementi Primary School Live
Compassvale Primary School Live
Concord Primary School Live
Delta Senior School Live
Evergreen Secondary School Live
Farrer Park Primary School TBC
Feng Shan Primary School Teachers
Fuhua Primary School Live
Geylang Methodist School (Primary) TBC
Grace Orchard School FAS
Guangyang Primary School TBC
Haig Girls' School Live
Henry Park Primary School Live
Jurong West Primary School Live
Keming Primary School Live
Lianhua Primary School Live
Marsiling Secondary School TBC
Methodist Girls' School (Primary) Live
Methodist Girls' School (Secondary) Live
North View Primary School Live
Paya Lebar Methodist Girls' School (Primary) TBC
Paya Lebar Methodist Girls' School (Secondary) Live
Pei Chun Public School Live
Queenstown Primary School Live
Raffles Girls' Primary School Live
Riverside Primary School TBC
Rivervale Primary School Live
School of the Arts (SOTA) Live
Seng Kang Primary School TBC
Shuqun Primary School TBC
Si Ling Primary School Live
Singapore Chinese Girls' School (Primary) Live
Singapore Chinese Girls' School (Secondary) Live
St Joseph's Institution International Live
Townsville Primary School Live
United World College of South East Asia (UWCSEA) TBC
Wellington Primary School Live
West Spring Primary School Live
West View Primary School Live
Woodlands Ring Primary School Live
Woodgrove Primary School Live
Xingnan Primary School Live
Yishun Primary School TBC
Yuhua Secondary School TBC
Zhonghua Primary School TBC

If they’re not onboard, email your child’s school to encourage them to come onboard.


Participating Merchants

Your child may also tap to pay at retailers out of school, subject to the daily allowance limit set on the mobile app. Simply look out for this logo.

Here are some retailers where your chip can tap to pay:

  • 7-Eleven
  • Cheers
  • Cold Storage
  • Daiso
  • HAO Mart
  • Koufu
  • National Library Board
  • NTUC FairPrice
  • Sheng Siong

When making payment, simply say “Payment via NETS*”.

Smart Buddy watch is NOT a NETS FlashPay card.
Cashier/Merchant to select NETS as a payment mode per below:


Smart Buddy Guide

Once you’ve received the Smart Buddy Pack, download the Smart Buddy Mobile App to get started.


Note: The app is published by Network for Electronic Transfers (SG) Pte Ltd.


Frequently Asked Questions

Yes, children may opt to pay using their Smart Buddy Watch or cash at the canteen or bookshop.

No, parents' have the discretion of enrolling their child under the Smart Buddy Programme.

No, registration for Smart Buddy is currently available for participating schools only.

Yes, the free watch will be sent to your registered mailing address within 1 week upon successful sign up.

No, the watch is splash & water resistant. Do advise your child not use the watch in the shower or when he/she goes for a swim.



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FAQs for POSB Smart Buddy users
Terms and conditions apply.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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