Who is eligible to purchase this policy?

To be eligible, you must be a Singapore Resident* who is at least 18 years of age or older on the policy commencement date and be either: the owner or co-owner of the premises in Singapore; or the owner or co-owner of the premises in Singapore who is renting out the premises in Singapore; or a tenant or co-tenant who is currently renting the premises in Singapore *Singapore Resident means Singapore citizen, Singapore permanent resident, or holder of a valid work permit, employment pass, dependant’s pass, long-term visit pass, S pass or student pass issued by the authorities in Singapore.

I already have a fire insurance policy when I took up my mortgage loan. Do I still need to purchase this policy?

A typical fire mortgage insurance policy generally provides coverage only for the building structure and in certain cases, a low amount of contents coverage. This policy is a home contents insurance policy, which supplements fire insurance by offering coverage for renovations and contents.

Is there a need for me to provide a detailed listing of my home contents?

No, you do not need to do so. To receive the appropriate level of coverage, you can choose the plan with the sum insured that represents the full value (as new) of your contents and renovations, including those of your family members residing with you.

Do I get to enjoy a 10% No Claim Bonus benefit every year?

You will get to enjoy a No Claim Bonus of 10% as long as premiums are paid as and when due. In addition, you will need to remain claim-free during the policy year. Should there be a claim for an event within the current policy year, the No Claim Bonus will not apply, but will resume in the next policy year, provided there is no claim for an event in the following policy year

What is covered under the Worldwide Coverage for Personal Belongings benefit?

This benefit provides worldwide coverage for accidental damage or loss of personal effects such as watches, jewellery and any of your personal belongings physically carried or worn by you.

Will the Worldwide Coverage for Personal Belongings benefit be extended to my household members?

Yes, it will be extended to your household members if they fall under the policy’s definition of household. Household means all members of your family including your partner, children and any other persons permanently living with you in your premises, excluding tenants, boarders, lodgers or paying guests.

What is covered under the Additional Sports Equipment Coverage benefit?

This benefit provides coverage for damage to or theft of your sports equipment whilst stored at your premises, as a result of an insured event^. ^The insured events are: Fire, lighting or explosion Storm, hurricane, cyclone, typhoon, flood Bursting, leaking, discharging, overflowing of water tanks or pipes Earthquake Impact Riot or civil commotion Acts of malicious damage or vandalism Theft, attempted theft or burglary

What types of sports equipment are covered under the Additional Sports Equipment Coverage benefit?

Sports equipment include pedal and electronic bicycles, electronic scooters, gym equipment, other sporting and fishing equipment that are stored at your premises. There is no cover for sports equipment whilst they are in use.

For full list of FAQs

Please refer to the full list of FAQs here .

Safeguard your home with Home Contents Insurance

Your home is your personal sanctuary. More importantly, it’s a place that holds precious memories.
myHome Protect II home contents insurance plan helps you mitigate losses should you encounter mishaps such as a fire, or a burst pipe at home.

Up to S$200,000 coverage for renovations, and up to S$150,000 coverage for home contents in the event of a loss or damage caused by a defined event*

Up to S$32,000 coverage for loss of rent, or expenses incurred for temporary alternative accommodation if your home becomes uninhabitable due to a defined event*.

Up to S$1,000,000 coverage for you and your household if held legally liable to third parties for accidental death, bodily injury, or accidental property damage.

10% + 10% off 3-yr plans

Plus, get a 10% refund of premiums paid (excluding GST) when you remain claim-free for 12 months.

Get a quote

*Refer to the Features & Benefits section for the list of insured events.

Safeguard your home with Home Contents Insurance10% + 10% off 3-yr plans

Get a quote

Overview

Benefits

Optional add-ons

FAQ

Get help or make a claim

Key Benefits

Loss of or damage to renovations due to insured events¹	Classic Plan Up to S$100,000 Premium Plan Up to S$150,000 Ultimate plan Up to S$200,000
Loss of or damage to contents due to insured events¹	Classic Plan Up to S$50,000 Premium Plan Up to S$100,000 Ultimate plan Up to S$150,000
Alternative accommodation or Loss of rent	Classic Plan Up to S$13,000 Premium Plan Up to S$23,000 Ultimate plan Up to S$32,000 For Classic, Premium and Ultimate Plans: Claimable in the event that your home becomes uninhabitable as a result of an insured event
Emergency Replacement of mobile phone, tablet and/or computer	Classic Plan Up to S$1,000 per device; Up to S$3,000 aggregate Premium Plan Up to S$1,000 per device; Up to S$3,000 aggregate Ultimate plan Up to S$1,000 per device; Up to S$3,000 aggregate For Classic, Premium and Ultimate Plans: Receive advance payment for these essential gadgets so that you can get back to normalcy quickly.
Personal legal liability for the whole household	Classic Plan Up to S$1,000,000 Premium Plan Up to S$1,000,000 Ultimate plan Up to S$1,000,000 For Classic, Premium and Ultimate Plans: Worldwide coverage for the entire household if they are held legally liable to pay compensation to third parties for accidental death, bodily injury or accidental property damage.
No Claim Bonus	For Classic, Premium and Ultimate Plans: 10% refund of the preceding 12 months’ premium paid (excluding GST) if there is no claim.
¹Insured events	Fire, Lightning or Explosion; Storm, Hurricane, Cyclone, Typhoon, Flood (Excess: S$100); Bursting, leaking, discharging, overflowing of water tanks or pipes (Excess: S$100); Earthquake; Impact; Riot or Civil Commotion; Acts of Malicious Damage or Vandalism; Theft, Attempted Theft or Burglary
Full list of benefits	Vew the full list of benefits here.

Optional Add-Ons

Each optional add-on has 2 sum insured options for you to choose from.

Description	Option 1	Option 2
Worldwide Coverage for Personal Belongings Covers accidental damage to or loss of personal belongings worldwide (Excess: S$100).	Option 1 Up to S$2,500	Option 2 Up to S$5,000
Additional Sports Equipment Coverage Covers damage to or loss of sports equipment stored in your home due to insured events (listed above).	Option 1 Up to S$4,000	Option 2 Up to S$8,000

Frequently Asked Questions

Policy Coverage Optional Add-Ons

To be eligible, you must be a Singapore Resident* who is at least 18 years of age or older on the policy commencement date and be either:

the owner or co-owner of the premises in Singapore; or
the owner or co-owner of the premises in Singapore who is renting out the premises in Singapore; or
a tenant or co-tenant who is currently renting the premises in Singapore

*Singapore Resident means Singapore citizen, Singapore permanent resident, or holder of a valid work permit, employment pass, dependant’s pass, long-term visit pass, S pass or student pass issued by the authorities in Singapore.

Get help or make a claim

Get in touch

You may contact our telesales team at +65 6229 8000 (Mondays to Fridays, 9.00am – 6.00pm, excluding Public Holidays) or via email at gisales@dbs.com.

Chubb’s Customer Service Hotline

For enquiries, contact Chubb’s Customer Service Hotline at +65 6398 8797 (Mondays to Fridays, 9.00am –5.00pm, excluding Public Holidays) or via email at bancacs.sg@chubb.com

Guide on how to make a claim

Please submit your claims online at Chubb MyAccount.

Submit a claim

Footnotes & Disclaimers

Footnotes

Please refer to the Policy Wording for the full details of the terms, conditions and exclusions of this insurance.

Click here for full Terms and Conditions Governing Purchase of Insurance Products from Chubb Insurance via the DBS website.

Disclaimers

myHome Protect II is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by DBS Bank Ltd (“DBS”). It is not an obligation of, deposit in or guaranteed by DBS. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings and will be sent to you upon acceptance of your application by Chubb.

You have a free look period of 30 days from the date you receive the Policy. If you decide to cancel the Policy within these 30 days, please inform Chubb in writing and they will cancel the Policy from its start date and refund the full premium paid, provided no claim has arisen.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Chubb or visit the General Insurance Association or SDIC websites.

Safeguard your home with Home Contents Insurance

Key Benefits

Loss of or damage to renovations due to insured events¹

Loss of or damage to contents due to insured events¹

Alternative accommodation or Loss of rent

Emergency Replacement of mobile phone, tablet and/or computer

Personal legal liability for the whole household

No Claim Bonus

¹Insured events

Full list of benefits

Optional Add-Ons

Description

Option 1

Option 2

Frequently Asked Questions

Get help or make a claim

Footnotes & Disclaimers

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