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At a Glance
From finding the coverage for your lifestyle needs or owning the freedom to invest in the things that matter to you, we’ve got you covered.
Say hello to ProtectFirst. It’s a faster, affordable, and convenient way to start with the basics. From the big 5 critical illnesses (including early stage) to life protection and serious accidents, pick a plan type that suits you most and set the coverage you need most.
All it takes is only S$5/month to get you started on your digibank app.
Start Easy – From $5/month for coverage on big 5 critical illnesses (including early stage), life protection and serious accidents.
Kickstart your essential coverage by choosing the persona that suits you best.
Hassle-Free Sign Up – Apply online with 3 simple questions, no medical check up required.
ProtectFirst is applicable for all Singapore Citizens, Singapore Permanent Residents and those residing in Singapore between 18 to 45 years old.
Features & Benefits
- Choose the persona and price that suits you most
Advocate: Good health is your goal and you’re focused on critical illness cover.
Adventurer: Increased accident cover means you’re ready for any adventure.
Defender: Family is your focus, with a bigger amount set aside for a death benefit.
- Affordable Premiums – Anyone, regardless of age can start with just S$5/month.
- Protection Coverage – Stay protected with coverage2 against early to advanced stage illness for 5 key critical illnesses1 (Cancer, Heart Attack, Stroke, Liver Failure and Major Organ/Bone Marrow Transplantation), life protection and serious accidents.
- Continuity of protection after a claim – Each type of coverage for ProtectFirst is an independent benefit. After receiving the maximum payout for one benefit, you will continue to enjoy coverage on the rest of the benefits (except for event of death).
- Hassle Free Application – Only 3 simple questions to answer. All through your digibank app.
Cover the Essentials with ProtectFirst
How it Works
Apply for ProtectFirst now
No wait, no hassle. Your details are pre-filled when you apply on digibank.
Need a little more advice? Talk to our Wealth Planning Managers.
Protect yourself so that you don’t have to worry about unforeseen circumstances, while you deal with inflation. Interested to find out about other ways to cope with inflation?
Frequently Asked Questions
Yes, ProtectFirst provides coverage against early stage CI. Upon diagnosis of any of the covered early stage CIs, 25% of the CI sum insured will be paid.
This benefit will only be paid once and upon such claim, the CI sum insured (and premium) will be reduced accordingly and subsequently payable upon advanced stage CI.
CI covered by ProtectFirst are Cancer, Heart Attack, Stroke, Liver Failure and Major Organ/Bone Marrow Transplantation.
You can get started with just S$5/month - this is regardless of your age.
ProtectFirst is a regular premium, non-participating plan which will protect you for 5 years, coverage can be renewed to cover you up to age 65.
Whenever a claim is made, premium will reduce.
This is because the respective benefits will either (1) cease or (2) reduce in the case of an early stage CI claim whereby remaining (reduced) sum insured is payable on advanced stage CI.
Each of the coverage for ProtectFirst are independent benefits. After receiving the maximum payout for one benefit, you can continue to enjoy coverage on the rest of the benefits.
1 You will receive 100% of the critical illness (CI) coverage amount in the event of advanced stage cancer, heart attack, stroke, liver failure or major organ transplant. 25% of the CI coverage amount can be paid in advance for early or intermediate stage, and remaining CI coverage amount to be payable upon advanced stage. Once 100% of the CI sum insured has been paid, this benefit will terminate, and premium reduces.
2Terms and conditions apply, please refer to product summary for more information.
In Collaboration with Manulife
ProtectFirst is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS Bank Ltd ("DBS").
This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC.
Information is correct as at 19 Apr 2022.
POSB Insurance Important Notes