Adrian lives in a HDB flat in the east of Singapore. He has an existing home loan of S$800,000 with another financial institution. His existing fixed loan package has passed the lock-in period with the all-in interest rates hovering around 3.00% p.a.
If Adrian chooses to refinance with a POSB Home Loan during the promotional period of 1 Jul – 31 Oct 2026, he will not only enjoy lower monthly repayments on his mortgage due to interest savings but also attractive cash rewards.
By refinancing with POSB before 31 Oct 2026, Adrian will receive a total of S$2,500 in cash rewards (i.e. S$2,000 Refinancing Cash Rewards + S$500 Bonus Cash Reward).