Unlock exclusive rewards with your POSB Home Loan!

Let’s celebrate a significant milestone in your homeownership journey with exclusive rewards!For customers applying for a new POSB Home Loan, get ready for a complimentary tech upgrade with a brand-new Samsung tablet or mobile phone to keep you connected and entertained.Meanwhile, our valued refinancing customers can unlock up to S$3,800 in cash rewards. Imagine the possibilities – flexible funds for that dream home revamp, a well-deserved family getaway, or simply boosting your emergency savings.Claim your reward now by 31 Mar 2026!Apply nowImportant Downtime Announcement: Online Home Loan ApplicationsOnline Home Loan In-Principle Approval (IPA) Application via MyInfo Service will be unavailable during these periods due to scheduled maintenance.

15 Mar 2026 from 12am to 8am

18 Mar 2026 from 12am to 8am

We kindly request that you submit your application before or after these specified maintenance windows. How our rewards work:For New Loans (Completed Properties)Customers with a new POSB Home Loan will be entitled to the following rewards:

Qualifying Loan Amount	Samsung Device Reward:
≥S$300,000	Samsung Galaxy Tab A11+ 128GB Wi-Fi (worth S$398)
≥S$500,000	Samsung Galaxy Tab A11+ 128GB Wi-Fi (worth S$398)
≥S$1,000,000	Samsung Galaxy S26 256GB (worth S$1,438)
≥ S$1,500,000	Samsung Galaxy S26 256GB (worth S$1,438)

For Refinancing Loans (Completed Properties)
Customers who refinance their existing home loan to a POSB Home Loan will be entitled to bonus cash rewards on top of existing ones.Private Properties

Qualifying Loan Amount	Refinancing Cash Rewards	Bonus Cash Reward	Total Rewards
≥S$300,000	N.A.	S$300	S$300
≥S$500,000	S$2,000	S$500	S$2,500 (i.e. S$2,000 Refinancing Cash Reward + S$500 Bonus Cash Reward)
≥S$1,000,000	S$2,500	S$700	S$3,200 (i.e. S$2,500 Refinancing Cash Reward + S$700 Bonus Cash Reward)
≥S$1,500,000	S$2,800	S$1,000	S$3,800 (i.e. S$2,800 Refinancing Cash Reward + S$1,000 Bonus Cash Reward)

HDB

Qualifying Loan Amount	Refinancing Cash Rewards	Bonus Cash Reward	Total Rewards
≥S$300,000	S$2,000	S$300	S$2,300 (i.e. S$2,000 Refinancing Cash Reward + S$300 Bonus Cash Reward)
≥S$500,000		S$500	S$2,500 (i.e. S$2,000 Refinancing Cash Reward + S$500 Bonus Cash Reward)
≥S$1,000,000		S$700	S$2,700 (i.e. S$2,000 Refinancing Cash Reward + S$700 Bonus Cash Reward)
≥S$1,500,000		S$1,000	S$3,000 (i.e. S$2,000 Refinancing Cash Reward + S$1,000 Bonus Cash Reward)

Illustration:Adrian lives in a HDB flat in the east of Singapore. He has an existing home loan amount of S$800,000 with another financial institution. His existing fixed rate loan package has passed the lock-in period with the all-in interest rates hovering around 3.00% p.a.

If Adrian chooses to refinance with a POSB Home Loan during the promotional period, the current attractive interest rates would result in interest savings (i,e, lower monthly repayments on his mortgage).

He will also receive a total of S$2,500 in cash rewards for refinancing his home loan by 31 March 2026 (i.e. S$2,000 Refinancing Cash Rewards + S$500 Bonus Cash Reward).

How to apply

Get rewarded when you apply for a POSB home loan.

Apply now

Important Downtime Announcement: Online Home Loan Applications

Online Home Loan In-Principle Approval (IPA) Application via MyInfo Service will be unavailable during these periods due to scheduled maintenance.

15 Mar 2026 from 12am to 8am
18 Mar 2026 from 12am to 8am

We kindly request that you submit your application before or after these specified maintenance windows.

Need some assistance?

Leave your contact details and we will get back to you by the next working day.

Let us help

Alternatively, chat with our friendly Home Advice Specialist directly at 6333 0033 (and press ‘2’ for new loan enquiries). This service is available from 9am to 6pm on Mon to Fri, excluding Public Holidays.