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POSB Renovation Loan at 3.38% p.a.

Exclusive and limited-time promotion for POSB Home Loan customers only.
Competitive Savings: Enjoy a renovation loan with a 3.38% p.a. interest rate (EIR 4.49%) and transparent pricing with no hidden costs or fees.
Efficient Approval: Experience a streamlined, simplified online application process designed for fast, hassle-free approval.
Flexible Funding: Access loan amounts of up to S$30,000 to cover your specific renovation needs.
POSB Renovation Loan at 3.38% p.a.
POSB Renovation Loan at 3.38% p.a.
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How to Secure Your Exclusive Renovation Loan Rate

Upon successful completion of these steps, the 3.38% p.a. (EIR 4.49%) interest rate will be applied to your approved loan.
Application PeriodApply for a POSB Renovation Loan before 31 Oct 2026.
Loan TenureSelect a loan tenure between 1 and 5 years.
Referrer CodeEnter the code "RLHL" in the referrer field of your online application. This code can be added after any existing referrer codes.
Loan AmountYour renovation loan application must be approved for $20,000 or more.

Enjoy an exclusive 3.38% p.a. for your renovation loan with POSB

Use promo code 'RLHL' in the Referrer Code field and receive the promotion rate of 3.38% p.a. (EIR 4.49%).
How it works

Adrian has a home loan with POSB. He is now considering his options to finance some small improvements for his current home. He went online to do some research and decides to submit an application for a POSB Renovation Loan.

Adrian takes up a POSB Renovation Loan with a five-year loan tenure1 for $30,0002.

He completes the application form and indicates “RLHL” in the Referrer Code field and the promotion rate of 3.38% p.a. (EIR 4.49%)1 p.a. was applied for his Renovation Loan.

This promotion would save Adrian up to $1,646.342 on his renovation loan.

T&Cs apply.

1 Promotion is applicable for loan tenures between 1 and 5 years.
2 Please note that figures are for illustration purposes only.