Teaching your child good money habits can start with small everyday choices. With POSB Smart Buddy, your child learns to spend wisely, save regularly and work towards their goals, while earning rewards along the way.
Whether they are saving part of their allowance, making purchases independently or staying active, every step helps them build confidence and financial responsibility for the future.
For New Smart Buddy Users
Start your child's savings journey with extra rewards.
From 1 Jul to 31 Dec 2026, new Smart Buddy users who:
can receive up to S$10 in matched savings as a one-time reward via digital Smiley Stamps. This gives children an early boost towards their savings goals while encouraging regular saving habits from the start.
For Existing Smart Buddy Users
Every savings milestone is worth celebrating.
From 1 Jul to 31 Dec 2026, existing Smart Buddy users who:
can earn S$6 in rewards every month through digital Smiley Stamps. By rewarding consistent saving behaviour, Smart Buddy helps children stay motivated while building healthy money habits over time.
All rewards and matched savings are credited as digital Smiley Stamps. Matched savings are rounded to the nearest dollar.
Terms and conditions apply.
Every Step Counts Towards Bigger Savings – Join our Steps Challenge!
Get your child moving and saving with the POSB Smart Buddy Steps Challenge. The more steps they take, the more they can grow their savings and get closer to their goals.
Earn Up to S$10 in Matched Savings Each Month
From 1 Sep to 30 Nov 2026, eligible Smart Buddy users with an activated POSB Smart Buddy Watch and an active Child Profile can earn matched savings rewards each month by achieving the following step milestones:
Matched savings are awarded based on your child's eligible savings for the month and credited as digital Smiley Stamps.
In celebration of World Car-Free Day, participants can also qualify for exclusive rewards based on their step counts from 1 to 22 Sep 2026.
Winners will be notified via push notification, where details on prize collection and redemption will be shared.
Because every positive habit, whether it is saving regularly or staying active, helps your child take meaningful steps towards achieving their goals.
POSB Smart Buddy is complimentary for parents with a DBS/POSB deposit account.
Choose a POSB Smart Buddy Watch with Chip or a POSB Smart Buddy Card, and empower your child to build lifelong money habits while learning the value of saving, spending wisely and working towards their goals.
Apply now
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