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Banking for Seniors: Simple, secure banking you can count on.

Everything you need to bank with confidence, stay protected from scams, and make the most of everyday life.
Bank Smart: Bank simply and confidently.
Stay Smart: Stay safe and informed with protection against scams and financial abuse.
Live Smart: Live well today and plan confidently for tomorrow.

Bank Smart

Bank simply and confidently.​
Bank with greater ease with SilverSmart Mode on digibank​ mobileSilverSmart Mode simplifies banking with larger fonts and icons, personalised quick links for everyday tasks and curated content on community events and essential scam protection tips to help you bank with confidence. Simply tap the Gear icon on the digibank mobile homepage to get started.

Recommended Products For You

POSB digibank
Made for how you bank every day, everywhere.
DBS PayLah!
Your ultimate everyday app. Get rides, tickets, meals, rewards and more.​
PayNow with POSB
Receive government and business payouts faster with PayNow. Get your CPF payouts, IRAS tax refunds, and insurance payments directly into your NRIC-linked bank account.
SGD Fixed Deposits
Earn additional 0.10% p.a. above prevailing board rates for those 55 years or older, with a minimum deposit of SGD10,000 per placement and choice of tenors from 6 months.
Home Equity Income Loan
Unlock the value of your home to receive monthly payouts through CPF LIFE – while continuing to live in your home.

Stay Smart

Stay safe and informed with protection against scams and financial abuse.
POSB Scam Defence helping you stay one step ahead of scammers.
Learn how to use POSB security tools to better protect your money
Spot the warning signs of common scams and stay one step ahead
Discover how POSB safeguards your money with round-the-clock protection
Protect yourself from scams with DBS Scam Defence

Live Smart

Live well today and plan confidently for tomorrow.
Plan ahead and protect what matters most
Take control by having a sound estate plan. This helps to ensure that the people you love get what you wish to give them efficiently.
Consider these estate planning tools: Will, CPF nomination, insurance nomination, Lasting Power of Attorney (LPA), Trust, Advance Medical Directive and Advance Care Plan.
Approach our staff at the nearest branch to find out more about LPA.
Refer to the 'Understanding Banking Practices for Lasting Power of Attorney and Deputyship in Singapore' FAQ guide by The Association of Banks in Singapore (ABS).
Plan ahead and protect what matters most

Benefits For You

Make Everyday Spending More Rewarding

Discover cards that suit your lifestyle. If you're 65 years old and above, you may use your CPF LIFE or RSS payouts as income proof when applying for eligible credit cards.
PAssion POSB Debit Card
Earn up to 9% cash rebates or 5 miles per S$1 on everyday spend in Singapore and Malaysia
Island-wide and cross-border deals across Singapore and Malaysia
PAssion membership privileges
PAssion POSB Debit Card