Refinancing Your Private Property Loan

Refinancing Your Private Property Loan

Make the most of refinancing to enjoy potential savings on your home loan.

Refinancing Your Private Property Loan

 

At a Glance

Wide Range of Home Loans

To suit your needs

Earn up to 4.1% p.a. on your Multiplier Account

With any quantum of POSB Home Loan.
The first 3 joint borrowers will earn higher interest on Multiplier when you do CPF and/or cash repayments for as long as you have a POSB Home Loan. Find out more

Apply now

POSB HomeSaver

Get up to S$700 bonus when you take up a new home loan with us!

Click here to learn more!

Two-In-One Home Loan

Enjoy the flexibility to customise the loan to match your needs. Enjoy the best of both worlds by having part of your loan amount under a fixed rate package for a peace of mind, and also benefit from the interest rate of a floating rate package for the remaining loan amount.

Click here to learn more!
 

Cash Rewards

Refinance with us and receive cash rewards of up to $2,800. Refer to the following table for the respective cash rewards based on your loan amount.

Private Property

Loan amount

Cash Rewards

S$500,000 to <S$1,000,000

$2,000

S$1,000,0000 to <S$1,500,000

$2,500

≥S$1,500,000

$2,800
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Interest Rates

Check out our attractive fixed and floating rates and apply for a POSB Home Loan online, anytime, anywhere today!

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5 Simple Steps to Greater Savings

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Some Handy Tips and Tools

Home Loan Repayment Calculator

Calculate your savings when switching to a POSB home loan.

Calculate

Home Loan Savings Calculator

Lower your monthly instalment to save more

Calculate

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Apply now

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.

This will take about 10 minutes. Click here for a list of documents you will need. If you do not have all the documents, you could always upload them later.



If you have an existing DBS/POSB account, you will need the last 4 digits of your ATM/Debit Card and PIN before you begin.


If you wish to review your existing home loan with us, please click here.


You are
 
Temporary Occupation Permit (TOP) Date refers to the time when construction is completed and a property is ready to be occupied.

Information on TOP date is available on HDB website.
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