At a Glance

Managing your POSB Payroll Account is made simple with the POSB jolly™ app – check if your salary has been credited, remit money overseas and top up your prepaid SIM at any time of the day!

 

POSB jolly

Here’s what you can do on jolly:

  • View your account balance and transaction history in one tap
  • Top up prepaid SIM cards if they run out of stored value
  • Send money, track transfer and add payee anywhere, anytime. Choose how your recipient receives the money – cash collection or account transfer.
  • Sign up for PayNow to receive local transfers direct to your account
  • Apply for a MWC e-membership card to enjoy discounts and privileges at authorised merchants
  • Be the first to find out about the events we organise, promotions and new features of the app via our push notifications

Download POSB jolly from Google Playstore and follow the registration steps below. You can successfully register if your mobile number is updated with the bank. Do note that POSB jolly is an SMS based transaction enquiry and charges by your telco provider will apply. Available for Android users only.

Register to use POSB jolly

Information needed for registration:

  • passport number
  • last 4-digits of your POSB account
   
Select "Register"
Enter your passport, NRIC or Malaysian IC number

Enter the last 4 digits of your POSB account

Select "Next"
Select "Submit"
You have successfully registered if you see this message!

Select "OK" to dismiss the message and to start using the app
 

Overseas Money Transfer

Send money to your loved ones using POSB jolly and they can collect cash at authorised MoneyGram counters or receive the money in their bank account. Here’s the benefits of the 2 types of money transfer:

  Cash Pick Up (MoneyGram) Bank Transfer (SMS Remit)
Mode of receipt Cash collection at authorised MoneyGram counters Credited into bank account
Countries service available Bangladesh, India, Indonesia and Philippines India, Indonesia and Philippines
Fee payable $0 for a limited time only
Minimum transfer amount S$2
Transfer time Instant Next working day of the receiving country
Adding payee Add your MoneyGram payee on POSB jolly app Add your SMS Remit payee on AXS machine
 

Cash Pick Up (MoneyGram) Money Transfer Service

Allows you to transfer money from your POSB Payroll Account and your loved ones can collect cash at these authorised MoneyGram counters and more!

Bangladesh India Indonesia Philippines
Islami Bank
Sonali Bank
BRAC Bank
Agrani Bank
Muthoot Finance
Muthoot Fincorp
UAE Exchange
Weizmann Forex
POS Indonesia
BCA
BankMega
CIMB Niaga
Cebuana Lhuillier
M Lhuillier
BDO Unibank

To send money on POSB jollyTM, first register your payee. Follow these steps to Add Payee and Send Money:

Add MoneyGram Payee

Information needed to add your cash recipient:

Your Details Recipient Details
  • full name
  • passport number
  • POSB account number
  • Singapore mobile number
  • email address
  • recipient nickname
  • recipient mobile number
  • recipient first and last name
  • recipient home address
   
Select “Add MoneyGram Payee”
Enter your full name

Enter your passport, NRIC or Malaysian IC number

Enter your 8 digit POSB account number

Enter your Singapore mobile number

Select "Next"
Select the currency you want to remit ~ Tk (Bangladesh), ₹ (India), Rp (Indonesia) or ₱ (Philippines)

Enter payee nickname. This name will be displayed as a selection when you send money

Enter payee mobile number

Enter payee last name and first name

Enter payee address

Select "Next"
Tap box to sign
Sign on the screen as per your bank account

Select “Done” to continue and “Clear” if you want to re-sign the form
Select “Submit” to accept the terms & conditions and launch your Gmail account
Tap "Send" to send the completed form to smsremit@dbs.com

We will call you to validate your submission

Once approved, an SMS will be sent

Processing time of application will be 2 weeks

Send Money using Cash Pick Up (MoneyGram)

Information needed to send money:

  • payee nickname
   
Select "Send Money"
Enter amount to transfer in Singapore dollars

Select "Submit"
If you have successfully registered your payees, you will see Cash Pick Up (Moneygram) in the selection

Tap "Please select" and select "Cash Pick Up (Moneygram)"

Tap "Next"
Tap “Please select” to display your list of registered payee nicknames for MoneyGram

Select your preferred payee to send money to

Tap “Next”
We will tell you the transfer amount in the transfer + local currency, exchange rate, payee name & fee payable

Select “YES” if you like to proceed with the transaction
We will display the success message with the transfer amount in transfer + local currency, exchange rate, payee name, fee payable and transaction reference number

You will need to send the reference number to your family so they can collect the cash

Select “OK” to dismiss message and return to the main menu
 

Bank Transfer (SMS Remit) Money Transfer Service

Allows you to transfer money from your POSB Payroll Account and your loved ones receive the cash credited into their accounts back in your home country India, Indonesia or the Philippines.


To send money on POSB jollyTM, first register your payee. Follow these steps to Add Payee and Send Money:

Add Payee on AXS

Information needed and things to bring to add your account recipient on the AXS machine:

Your Details Recipient Details
  • Singapore mobile number
  • POSB ATM / debit card
  • PIN number
  • recipient first and last name
  • recipient nickname
  • recipient mobile number
  • recipient home address
  • recipient account number
  • recipient account type
  • recipient bank details
  • IFSC code (for India accounts only)

   
Select "POSB"

Select "Services for Work Permit Account Holders"

Select "SMS Remit Registration"
Take note of the information you require for the application and select “Continue”
Select which country you would like to transfer money to

Enter your Singapore mobile number

Select “Continue”
Enter your payee first and last name as per their bank account records

Enter payee nickname. This name will be displayed as a selection when you send money on POSB jolly™

Enter payee mobile number

Enter payee home address

Select “Continue”
Enter payee account number

Select payee account type

Enter IFSC code (for India accounts only). Bank details will be displayed after IFSC code is entered.

Select “Continue”
Check the information entered

Select “Confirm” to submit payee application
Select “Agree” if you agree to the terms and conditions for this application
Insert your POSB ATM / debit card

Select your account type

Enter your 6-digit PIN
You have successfully registered your recipient if you see this message!

Collect your ATM card and receipt

Send Money using Bank Transfer (SMS Remit) Money Transfer Service

Information needed to send money:

  • payee nickname
   
Select "Send Money"
Enter amount to transfer in Singapore dollars

Select "Submit"
If you have successfully registered your payees on AXS, you will see Bank Transfer (SMS Remit) in the selection

Tap "Please select" and select "Bank Transfer (SMS Remit)"

Tap "Next"
Tap "Please select" to display your list of registered payee nicknames for SMS Remit

Select your preferred payee to send money to

Tap “Next”
We will tell you the transfer amount in the transfer + local currency, exchange rate, payee name & fee payable will be displayed

Select “YES” to confirm the transaction
We will display the confirmation message with the transfer amount in transfer + local currency, exchange rate, payee name, fee payable and transaction reference number

Select “OK” to dismiss message and return to the main menu
 

PayNow Sign Up

When you sign up for PayNow, you can receive local fund transfers from your friends direct to your POSB account instantly! No more queuing at the ATM!

Register for PayNow on POSB jolly

Information needed for PayNow registration:

  • FIN
  • last 4-digits of your POSB account
   
Select “Sign Up for PayNow”
Select “Register for PayNow”
Select “FIN”

Enter the last 4-digit of your POSB Bank Account Number

Enter Your nickname

And tap “Submit”
We will display the confirmation message with FIN that is linked to the account + last 4-digit of your bank account number and your nickname.

Select “OK” to dismiss message and return to the main menu
 

Frequently Asked Questions

POSB jolly™ is an SMS shortcut that allows you to conduct selected banking transaction without typing in SMS keywords. To use the app, you need to allow SMS permissions upon set up. Do note that SMS charges from your respective telco will apply.


To use POSB jolly, you need a POSB / DBS current or savings account and have your mobile number registered with the bank.


Your bank account will not be compromised as we do not allow transfers to another POSB account using POSB jolly. For Cash Pick Up Money Transfer Service and Account to Account Money Transfer Service, anyone who picks up your phone can only send to the list of payees you have registered. For your security, please de-activate your SIM card as soon as possible.


Update your new mobile number on any AXS machine island wide. Tap on “POSB” > “Services for Work Permit Account Holders” > “Update Mobile Number Request” and enter your new mobile number. Upon approval, you will receive an SMS on your new mobile number to confirm the update.

Do note that you will need to re-register all SMS Remit payees at any AXS machines, after your mobile number has been updated.


To delete or amend payee details, please proceed to POSB Work Permit Account Services Centre at 7 Kaki Bukit Avenue 3, Kaki Bukit Recreation Centre to complete a form.


You can register up to 10 payees for Cash Pick Up (MoneyGram) and 5 payees for Bank Transfer (SMS Remit) Money Transfer Service.


The IFSC of your branch can be found by searching online at sites like www.ifsccodebank.com or www.bankifsccode.com.

Simply fill up the required fields with the Bank Name, State, District, and Branch name and the IFSC code will be shown on the screen.


For Cash Pick Up (MoneyGram), your recipient will receive the money instantly.

For Bank Transfer (SMS Remit), your recipient will receive the money in his/her account within the same day if you send:

  1. To India:
    Between 8:00 a.m. and 4:30 p.m. from Monday to Friday, excluding public holidays and bank holidays in both Singapore and India.
  2. To Philippines:
    Between 8:00 a.m. and 11:00 a.m. from Monday to Friday, excluding public holidays in both Singapore and the Philippines.
  3. To Indonesia:
    Between 8:00 a.m. and 2:00 p.m. from Monday to Friday, excluding public holidays in both Singapore and Indonesia.

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