Everyone wins: New users get S$46 in matched savings, existing users up to S$36.
When you open a POSB CDA from now till 30 Sep 2026.
POSB Forestlands at Mandai is a dedicated zone for kids aged 3 to 12 to learn good money habits through immersive play and activities.
A smile might seem like a small thing. But it's how you know saving has clicked.
Smiley, our cheerful and trusted companion, is here to help make sure every save feels like a win. From stepping into the world of saving with their new Smart Buddy, to engaging financial literacy programmes in schools and even getting them started from day one with their Child Development Account (CDA), our initiatives are designed to set your child up for savings success both in school and in life.
Together with Smiley, POSB is here to make saving simple, rewarding and full of smiles. Because that’s how we empower the next generation of savers.
Introduce your new-to-school child to contactless payment in and out of school safely through the Smart Buddy Watch and Card.
Spendings will be debited from your selected bank account but capped at the allowance set in the Smart Buddy app.
Limited time only: Earn up to S$46 with Smart Buddy
For New Smart Buddy UsersStart your savings journey with extra rewards. From Jul to 31 Dec 2026, new users who:
will receive matched savings of up to S$10 (one-time).
Terms and conditions apply.
For Existing Smart Buddy UsersKeep the smiles going with consistent saving. From Jul to 31 Dec 2026, existing users who:
will receive S$6 in rewards every month.
Rewards and matched savings are received in the form of digital Smiley Stamps turning every saving milestone into something your child can celebrate. Matched savings are rounded to the nearest dollar.
Find out more information on the POSB Smart Buddy Watch here.
Read our Frequently asked questions here.
Apply now
Let us help your child take those first steps towards a more secure future.
With POSB CDA, you can give your baby's savings a strong start, benefit from a higher interest rate, seamlessly receive government benefits like the CDA First Step grant and dollar-for-dollar matching, and enjoy exclusive merchant deals on items from confinement meal packages to infant care.
Limited time only: Receive a Pigeon gift pack worth S$52 when you open a POSB CDA
Each gift pack for new customers contains a StarTouch Straw Cup with gravity ball in berry blast, a S$30 Pigeon gift card, and a pack of Aqua baby wipes (20s).
Promotion ends 30 Sept 2026.
Find out more information on POSB CDA here.
We believe Tomorrow’s Worth Saving For. That’s why we’ve partnered with Mandai Wildlife Reserve to create the POSB Living Classroom, where learning comes alive through story-led adventures that build real-world money skills. Each one instills smart money habits in the minds of every young saver, in an immersive and engaging way.
Join Smiley and Ranger Buddies Al & Min on a park-wide mission, learning smart money choices through fun, animal-led activities. Complete the mission and redeem an exclusive Super Savers badge. Be among the first to take on the trail!
POSB Smiley Meal promo
Refuel after the trail with the S$8 POSB Smiley Kids Meal, available at KidzWorld Café and Ah Meng Restaurant in Singapore Zoo.
Find out more about our partnership with Mandai Wildlife Reserve here.
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