To be a Principal Card holder, you will need to be above 21 years, earn a gross annual income of S$30k if you are a Singaporean, or S$45k if you are a foreigner.
The "Authorise CPF" option via the CPF Web-Linkup service, for our customers to provide their proof of income information will no longer be available from 30 June 2020.
Subscribe to SMS notifications today to receive your consolidated Credit Card outstanding balance monthly via SMS; or check your Credit Card oustanding balance via digibank Online, digibank Mobile, SMS Banking or Phone Banking.
There are many ways you can pay your credit card bills. The fastest way to make an immediate bill payment to your POSB/DBS Credit Cards is via digibank Online.
Perform instant payment for your DBS/POSB Credit Cards via digibank Online & digibank Mobile. Alternatively, other non-instant channels includes SMS Banking, Phone Banking, ATM, AXS, GIRO, Cheque and Cash Payments.
Bought something expensive using your credit card and wish to have an option to pay it off over time? Split your purchases into 0% interest instalments for up to 6 months at no fee!
If your ATM, Debit or Credit card is Lost or Stolen, please block your card(s) immediately using our online services and request for a replacement instantly.
Without PIN & PAY function available, DBS/POSB Debit & Credit Cards will follow the usual Signature/Contactless based international payment methods for transactions performed in foreign countries.
Refer to our table for the specific amount required to maintain the yearly membership of various Credit Cards we offer! Find out if you are eligible to waive your annual fees today.
Late payment charges are levied if the minimum payment is not received on the card account by the payment due date. Refer to our table for the list of charges.
Finance/Interest Charges are computed at the prevailing interest rate of 26.80% per annum, calculated daily from the date each transaction is posted to your card account until full payment is received, subject to a minimum fee of S$2.50
Enable your Card for overseas usage to transact and withdraw foreign currency overseas. Avoid foreign exchange and debit card fees by using a DBS Visa Debit Card linked to any of our multi-currency accounts (e.g. My Account or Multiplier).
Transactions made overseas or through overseas-based online merchants (including refunds and reversals) are subject to foreign transaction fees of up to 3.25%. This includes the bank’s administrative fees and charges imposed by the card associations (Visa/Mastercard/American Express/UnionPay).
Credit Card transactions are not immediately reflected in your statements. Learn how you can make use of our digital solutions to check your recent transactions.
Authenticating eCommerce payments at 3D-Secure merchants is simple and secure. Instead of an SMS OTP, you will receive a push notification to complete the authentication via your DBS Digital Token.
Common issues customers face when their transactions are being declined are due to Non-activation, Insufficient Credit Limit or Incorrect Details inputted. Find out how you can resolve these issues here.
You may de-enrol from eStatements or eAdvices via digibank Online and you will start receiving paper statements or advices from the following month onwards.
